best credit card in india with no annual fee 

best credit card in the india with no annual fee 


1. HSBC Visa Platinum credit card

the HSBC Visa Premium credit card yield benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, dining, and  shopping purposes, this is just the right card  you.

as part of their welcome  the bank offers an Amazon voucher worth ₹500 on a transaction starting ₹500 within 30 days of card issuance.  you are the shopping and networking buff, it is expected that you’ll make at least 5 transaction in two month. in this case,  bank offer a generous 10% cashback (up to ₹2,000) on ₹10,000 and more.

that’s not all. for movie enthusiasts  resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent per  (₹3,000 per cardholder per year).

2. Fortune Gold card

primarily structured Indian entrepreneurial community,  Fortune Gold credit card is a zero annual fee and interest-free cash withdrawal card,  feature that are difficult to turn down.

sign up for a Fortune Gold card the following benefit:

cash withdrawal permitted up to 50% of credit limit

fuel surcharge waiver  transaction between ₹500-₹3,000

4 free  tickets (applicable for 3 months) or ₹750 Cashback spending ₹1,50,000 per year

on account of theft, claim the insurance against ₹50,000 against misuse up to 7

outstation cheque processing charge, fee slip request, machine surcharge at  the all waived

3. Axis Bank Easy credit card

 Axis Bank  Easy credit card is a 0 annual fee – 0 joining fee credit card for individuals having a minimum fixed deposit (FD) of ₹20,000 in Axis Bank.

let’s look at their offerings:

100% cash withdrawal permitted up the credit limit

set your own credit limit, with  maximum touching 80% of the FD limit

1% fuel surcharge waiver on transactions between ₹400-₹4,000

15% dining discounts at select restaurant

in case of theft , the bank replaces the card with replacement fee. these credit card benefit and protection work best for first-time users (18+) with  credit historie.


Unnati, meaning, is what SBI promote with their credit card offering. offering  4-year zero annual fee,  has taken extra steps to make this card function as a mode of payment.

SBI Card has the following features:

earn 1 Reward every ₹100 spent

1% fuel surcharge waiver transactions between ₹500-₹3,000

spend ₹50,000 annually  earn ₹500 cashback

make any purchase above the ₹2,500 using this card unlock the opportunity of the converting credit card transactions into  (

the bank offers  25 day interest-free credit period on retail purchases along with the option to withdraw cash up to 80% of the total credit l

the card is issued on  eligibility: hold an FD with  worth ₹25,000 or more.

5. II Bank Platinum Chip credit card is best suited for individual who step out occasionally for recreation wining and dining. leveraging upon  the joining and annual charge policy, this card offer the following advantage:

avail 15% discount on 2500 restaurant operating in 12 major cities with the  Bank culinary treats programme

1% fuel surcharge waiver (maximum ₹4000) at  pump

2 payback point on the every ₹100 retail purchase (minus fuel)

earn 1 payback point on every ₹100 spent  and insurance purchases

enhanced embedded microchip   against counterfeiting issues

eligibility: age 23+

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